Page 45 - Consolidated Non Financial Statement
P. 45

Banca Ifis



                                                                                  | 2020 Consolidated Non-Financial Statement
           Therefore, the comparative information in this document has been restated in line with the new Segment reporting. This
           means that starting 2020, the quantitative indicators (Gross and Net NPE Ratio) will refer to the Commercial & Corporate
           Banking Segment (also on 2019) and no longer to the Business Segment.


           Below are the values of the Gross and Net NPE ratio of the Commercial & Corporate Banking Segment, which are both
           down on 31 December 2019.


             GROSS AND NET NPE RATIO                                                   2020           2019
             Gross                                                          %          5,9%           8,5%
             Net                                                            %          2,7%           4,2%

           In total, the ratios calculated on receivables due from customers, net of the Npl Segment and government securities
           included in that item, are:

               •   Gross Ratio: 6,4% (9,8% at 31.12.2019)
               •   Net Ratio: 3,2% (5,4% at 31.12.2019)




























































                                                                                                             37
   40   41   42   43   44   45   46   47   48   49   50